Articles
2020 taxes: answers to your questions
Tax season is now in full swing and you may have some questions. Among questions that come back to us often, there is the one about the time it takes to receive your RRSP receipt for the first 60 days of 2021. Please note that it is now available in the My account secure section. In addition, it will be mailed to you at the end of March.
5 arguments for TFSAs
With a more promising year in store than the last, you are feeling more confident and are determined to boost your savings. That is a great goal, and the tax-free savings account (TFSA) could be the perfect way to help you achieve it. Since a TFSA allows you to build...
Emergency funds: save for a rainy day without giving up your dreams
We often hear how important it is to have an emergency fund, but for many people, it is not always a top priority. But having a financial cushion to fall back on when something unexpected happens means you will not have to dip into your savings and sacrifice what is...
Sustained Fund Performance in the Last Quarter
Continuing their results trend from Q2 and Q3, the Bâtirente Diversified Funds experienced sustained performance in Q4 of 2020, posting absolute returns of between 3.0% and 9.3%, based on the risk profile.
Canada Emergency Response Benefit: What’s the impact on your tax bill?
Since January 11, 2021, the Canada Revenue Agency (CRA) has been sending out T4A statements to individuals who received the Canadian Emergency Response Benefit (CERB) in 2020. Accordingly, Revenu Québec will be issuing RL-1 slips to CERB recipients. These particular...
Buying local: A way to support the entire community
The “shop local” movement has been gaining steam for several years now. And people have been flocking to local retailers like never before during the pandemic. What great news! Still not convinced? Learn how everyone benefits from shopping local. Why shop at local...
5 tips to help adjust your budget during COVID-19
These challenging times haven’t just upended our daily routines, we’ve had to take a second look at our finances too. Has your budget taken a hit? Whether you had to postpone going on vacation or purchasing your dream home, revisiting financial priorities can mean putting important projects on hold. It’s not always easy.
5 simple resolutions to start off the year on the right foot
What are your financial goals for 2020? While New Year's resolutions are easy to make, we all know how hard it is to keep them past January. Add a Bâtirente shortcut on your phone You probably use your smartphone or tablet to visit batirente.com website. Why not...
Retiring at 60 or 65?
When do you want to retire? Retiring at 60 is very different from retiring at 65. Your retirement dreams will determine how much you need to save, and what your savings strategy should be. Don’t forget, it’s all about being prepared!
Determine your needs and sources of income at retirement
When you have people over for dinner, your guests may bring side dishes, but you provide the main course. It’s the same sort of idea when it comes to your retirement income.