Articles
7 questions about the TFSA
Is my TFSA deductible for income tax purposes? What is the annual contribution limit? Can I have two TFSA accounts?
Here are answers to the most frequently asked questions in order to take full advantage of this investment vehicle!
Contribute online, it’s simple!
Do you have projects in sight like going back to school, buying your first home or taking a family trip? You can bring these projects to life by setting realistic savings goals. Implementing an automatic savings strategy is a good way to achieve these goals whether they are short, medium or long term like your retirement.
RRSP or TFSA: What are the differences?
An RRSP is a tax-deferral tool that helps you save for retirement. A TFSA is a savings tool that you can also use for retirement, as well as the other projects you have going on. In other words, we have two plans with two different sets of goals. Choose the one that best suits your needs and goals or combine them to maximize their benefits.
4 RRSP myths
Can an RRSP only be used for retirement? The markets are so volatile, is it worth it to open an RRSP? Having an RRSP is pointless if I have to pay tax on it once I’m retired?
Let’s set the record straight and correct any misconceptions that might be stopping you from making the most of this saving vehicle.
4 pitfalls to avoid to get the most from your RRSP
An RRSP is an excellent retirement savings tool. Still, you should be aware of the rules and other good practices that come with it.
Here are 4 pitfalls to avoid if you want to get the most from your plan and achieve what’s most important to you.
Markets at a glance: The economic impact of tariffs
Bâtirente’s Investment Strategy Manager, Jean-François Dumais, comments on the threat of tariffs from the United States.
The Trump administration’s threat to impose a 25% tariff on Canadian exports to the US is creating uncertainty in the markets. Here are the key impacts and some tips on how to manage your portfolio in this context.
Our funds at a glance – 2024 Highlights
Bâtirente’s Investment Strategy Manager, Jean-François Dumais, provides these economic and markets highlights for 2024.
A new year, a new start!
How about making 2025 the year you start saving for your dreams? Start by asking yourself the right questions to reach your short-, medium- or long-term goals. What would you like to do? Buy your first home? Travel the world? Go back to school? Enjoy a quiet retirement? Whatever your reasons, they’re yours to guide you there! As a Bâtirente member, you get direct access to our expertise, our online tools, and a responsible investment platform. You’re in the right place to make your plan and bring your dreams to life!
5 tips to celebrate the holidays without breaking the bank
From gifts to gatherings, the holidays can put additional financial strain on your budget. Sound planning can help prevent your year-end shopping from causing financial stress.
FHSA or HBP: Which one to choose?
Good news! You don’t have to choose between the home buyers’ plan (HBP) and the tax-free first home savings account (FHSA). You can use both when buying your first eligible property.